How To Open a Blocked Account in Germany: A Guide for International Students

How To Open a Blocked Account in Germany: A Guide for International Students

How To Open a Blocked Account in Germany: A Guide for International Students

With Germany’s free education scheme, it’s become a top choice for study destinations. Like any other country, international students need to get a student visa to study in Germany.

Obtaining a student visa has several conditions, including having adequate funds. In short, you must prove that you have enough financial resources to study and live in the country.

To show their financial capacities, international students usually open a blocked account. Once the German government determines the money you need, you can move it to the blocked account.

Need a blocked account to get your German student visa? Here’s an international student’s guide to opening a blocked account:

What is a Blocked Account in Germany?

It’s called a “blocked account” because it’s blocked until the owner arrives in Germany. This means you cannot make withdrawals from this account until you’re in Germany.

A blocked account, or Sperrkonto, can be used by international students for various purposes. These may include:

  • Getting a student visa
  • Getting a student residence permit
  • Proof of funds to live in Germany for a year

Exceptions to Opening a Blocked Account

Opening a blocked account is not mandatory. As mentioned, it’s only a common way to show financial capacity. You don’t need to open a blocked account if you can show adequate funds through the following:

  • Document/s that show/s your parent’s income
  • A scholarship certificate (must be from a recognized scholarship provider)
  • A bank guarantee
  • Letter of Commitment (if you have a relative or friend who’s a permanent resident of Germany willing to assume financial responsibility for you)

Steps To Open a Blocked Account

Opening a blocked account is fairly simple and can be done online. Here are the general steps in opening a blocked account:

  1. Pick a blocked account provider
  2. Proceed to apply online (blocked account provider’s website)
  3. Download and complete the application form (applies to certain blocked account providers only)
  4. Deposit the number of funds you need (as determined by the German government)
  5. Wait for the confirmation

Note that steps may vary depending on the blocked account provider. For instance, some providers may require legalization at the German Embassy. Don’t forget to research the complete process and requirements on the provider’s website.

Requirements To Open a Blocked Account

Requirements will vary depending on your nationality and blocked account provider. Expect to present some if not all of the documents listed below:

  • An ID 
  • Valid Passport
  • Blocked account application form
  • Admission letter from your German university
  • Bank statement
  • Prepaid fee

Blocked Account Providers in Germany

When choosing a block account provider, pick the one that’s best for you. Consider certain factors such as fees, safety, and usability. You can also consider the ease and convenience of opening a blocked account.

Here’s a list of the most prominent blocked account providers in Germany:

  • Fintiba
  • Expatrio
  • Deutsche Bank
  • Coracle

Opening a blocked account can help you prove that you are financially capable of studying and living in Germany. Read our guide to German banking next so you can learn how to manage your money while in Germany.


Recent posts

Filter by Categories
How To Open a Blocked Account in Germany: A Guide for International Students | MSM Unify
Inquire Now

Thank You

You are already subscribed for MSM Newsletter

Thank You

You have been registered to our newsletter successfully


An internal error occurred during your request.


Are you sure, you want to logout?

Yes, I am sure! No

Write for Us

Do you have a story to tell that will get students excited about learning? Are you an institution eager to reach out to students and share insights about the latest in edtech? Or are you an agent armed with useful information that can help students prepare and become successful with their international education? Do you handle a student organization and want to share your thoughts about pressing issues?

We want to hear from you!

MSM Unify welcomes pitches about every topic you can think about international education, professional learning, comprehensive assessments, technology integration, and everything in between.

Send us a message through our Contact Us page, and be sure to include the following details:

  • A few details about your post and an outline.
  • Links to any graphics or images you want to use.
  • Your target audience.
  • A short author bio with details about your role.

Note: Please make your submissions at least 800 to 1,000 words. We only accept original articles. Posts that have been published on other platforms will not be accepted.

MSM Unify Editorial Process

Your submitted pitch will be discussed by our editorial team. Once we decide to accept it, one of our editors will contact you for further discussions.

All articles submitted to MSM Unify will be subject to our Terms of Use.