You’ll need to pay 2–3 months’ rent upfront, often non-refundable.
Textbooks, lab kits, and tech fees can quietly pile up.
Medical coverage and visa renewals can be unexpectedly expensive.
Dining out, events, and travel can strain your monthly budget.
Unplanned health or legal costs demand a financial cushion.
Always plan for 20–30% more than your estimated expenses.